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Conventional Mortgage Vs Fha Mortgage What Is The Fha FHA loans have been helping people become homeowners since 1934. How do we do it? The Federal Housing Administration (FHA) – which is part of HUD – insures the loan, so your lender can offer you a better deal.FHA loans allow lower credit scores than conventional mortgages, and are easier to qualify for. Both allow low down payments that require mortgage insurance.
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