Real Estate Tips

Oro Valley and Tucson Real Estate-Own a Home Good or Bad?

WHAT YOU'LL LEARN

  • Owning a home is a long-term commitment of time and money

  • Homeownership may allow you to take advantage of tax benefits

  • With a 30-year fixed-rate mortgage, your monthly payments will be stable for the life of the loan

Owning your home is considered the American Dream by many, and here’s why:

  • You can take pride of ownership. You’ll have a place that is uniquely “yours” that you can customize – from paint colors to major remodeling projects.

  • You may have some tax benefits. You may be able to deduct the interest on your mortgage and property taxes. These tax savings may offset a portion of the cost of owning your

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Oro Valley and  Tucson Real Estate Rent v Buy?

WHAT YOU'LL LEARN

  • Homeownership is a financial commitment, pre- and post-purchase

  • Buying may make sense if you plan to stay in your home for at least five to seven years

  • The math behind renting vs. buying

Buying a home is a big financial investment – perhaps the biggest one you'll make in your life. Be sure to do your homework and carefully evaluate how you want to live and how much you can comfortably afford.

Homeownership can be very rewarding if you are properly prepared, know what to expect, and make informed financial decisions.

Is buying a home right for you? It may make sense if you:

  • Have reliable income, good credit, and documentation

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Oro Valley and Tucson Real Estate Home Inspection Tips

When buying a home, you will want to order a home inspection soon after your purchase offer has been accepted. Many real estate contracts allow a limited number of days to complete a home inspection (and then to request repairs, or cancel the contract if needed).

Inspect the inspector. All home inspectors should be formally trained/certified to perform a home inspection by an organization such as the National Institute of Building Inspectors (NIBI®)*, thus ensuring their knowledge of the home inspection and home buying process. Choose a home inspector who has earned credentials for competence and professionalism.

Make sure the inspector you select has access to on-going

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Oro Valley and Tucson Real Estate Benefits of a Home Warranty

BENEFITS FOR THE HOME BUYER

When you buy a new home, you’re making a major investment in your family and your future. A home protection plan can give you the reassurance of knowing you’re helping to safeguard that investment.

What is a home protection plan?

A home protection plan is a service contract that covers the repair or replacement of many of the most frequently occurring breakdowns of home system components and appliances. It puts you in control of your budget with an economical way to help protect against otherwise potentially costly situations.

There are many reasons for you, as a home buyer, to include a Home Protection Plan in your contract:

Relief from some of

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Oro Valley and Tucson Real Estate How to Get a Home Loan?

Is it cheaper to rent or buy?

  • The cost of renting is increasing. This means that in many markets around the United States, it is actually cheaper to own than it is to rent.

How good does my credit score need to be? / Is my credit score good enough?

  • You do not need perfect credit in order to qualify for a new home loan. Credit scores can impact the rate of interest you are offered, but there are other factors considered when determining mortgage qualification. There are mortgage products available that have the potential to get you qualified with scores under 600.

Will my student loan debt keep me from qualifying for a mortgage?

  • Millions of

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Oro Valley and Tucson Real Estate Market Report

In the Tucson Northwest area, August 2018 active inventory was 705, virtually unchanged from August 2017. There were 290 closings in August 2018, a 12% increase from August 2017. Year-to-date 2018 there were 2,223 closings, virtually unchanged from year-to-date 2017. Months of Inventory was 2.4, down from 2.7 in August 2017. Median price of sold homes was $256,000 for the month of August 2018, up 7% from August 2017. The Tucson Northwest area had 268 new properties under contract in August2018, up 9% from August2017.

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Oro Valley and Tucson Real Estate Open House 5Br 3Car Pool

Open Sunday September 16th 12-3pm Ian Taylor 520-400-9494

Move-in ready & upgraded Contemporary home in desirable Vista Del Oro Estates. Walk through the front door into vaulted ceilings, living room w/dining area. Great room concept w/family room off of kitchen. Bedroom & ¾ bathroom downstairs make a great guest quarters or office. Spacious kitchen features NEW Stainless Steel appliances, granite counters, island w/storage, pantry closet, double SS sink & eat-in breakfast area. Master suite, 3 bedrooms & full bathroom upstairs. Master suite is huge w/its own balcony & amazing views! Master bath features his & her closets, separate vanities & separate tub & shower. Backyard offers

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